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General Rules:

American Bingo Game Rules and Operating Policies

Introduction to the Rules
Fairness Statement
Definitions and Terminology Used in Our Game
Participation Rules
Cost of Playing American Bingo
Claiming Prizes
Limits of Liability and Indemnification Statement
Rules for eligibility for any compensation or bonus
General Bonus Money Rules
Bonus Money Rules
Free Money Rules
Withdrawal Policies
Cashback Rules

* You are only allowed to register once. Multiple accounts are not allowed. *

1. Introduction to the Rules

Our game rules and operating policies (hereinafter the "Participating Rules") govern your use of any information taken or used from our website, including your registration and participation in any American Bingo game (hereinafter the "Game").

Please make certain that you read the Participating Rules carefully. Each time you use funds from your Player Account to play a Game or you enter our website, you are confirming your full understanding and acceptance of the Participating Rules. In the event that you have any questions about the Participating Rules, please contact us for clarification. Should you not be willing to accept the terms of this agreement, you should not play the Game.

2. Fairness Statement

We believe that the American Bingo Game system has been designed to be 100% fair to all players. We have worked with our developers to continue to reinforce the product's reliability based on technical issues that have arisen due to the various factors associated with Internet Bingo.

Unlike a Bingo hall where a Player can YELL Bingo and halt the Game immediately, Internet Bingo is played across the globe in many different time zones through a large network of interconnected routers and satellite connections. Although there are times when the Internet runs smoothly and network traffic arrives to it's destination on time, there are a number of factors that can prevent data from arriving caused by:

1. Dropped connections – This can be when a players dialup connection to their ISP times out because they were on too long, or because someone picks up a second phone while connected via dialup or other situations that will terminate their connection to their ISP. Sometimes, ISP’s have network problems that inhibit or prevent network traffic from reaching their destinations.

2. System Hang-ups – Occurs when the program encounters a situation that prevents it from working or is terminated abnormally by the operating system. This can happen with any software program. We have analyzed this for American Bingo and have determined that this happens about 0.001% (or 1 in every thousand) of all the games played.

3. Internet Routing Issues – Sometimes there is network congestion on the Internet that prevents or inhibits network traffic from arriving at its destination. You may have experienced this while surfing the net on your browser after you click on an active link and nothing happens. Sometimes pressing reload will clear this problem.

4. Socket Errors – Socket errors occur when situation (1) or (3) occur and indicates a poor or non-functioning Internet connection.
In each case we have taken "the customer is always right" attitude and credited back player winnings or game credits. At the same time we have asked our developers to produce work-arounds to these issues and to deliver a Bingo game to our players that will guarantee that the money they spend is well invested. We want to ensure that when a player purchases a game card they have every chance of winning and that the outcome of the game is NOT affected by the:

5. Instability of the internet

6. Speed of one players internet connection over the other player

7. Physical location on the globe.
Over the past year our developers have continued to evolve our award winning bingo service into what we believe to be the fairest and most reliable form of Bingo on the Internet.

In response to your concerns, our developers have provided us with the following "Game System Protocol" which we are making available to you. We hope that it clearly explains to all of our players how the game system works, that it is undeniably random, and most importantly, fair and enjoyable.Game System Protocol:
We have been asked to detail how the American Bingo game system works. By providing this information for you we hope that players will realize that the advantages of architecting American Bingo in this way far outweighs the disadvantages.

  • The Game Server Starts a New game by selecting the Game pattern for the next game.
  • The Game server enables player card purchasing.
  • The Players manually select their game cards from a deck of 30,000 unique bingo cards.
  • Players purchase their desired cards. The purchase requests are sent to the game server.
  • The game server receives the purchase requests from the players and enters their selected cards into the game. The server sends an acknowledgement back to the player telling the player that their cards have been purchased, and entered into the game.
  • 10 Seconds before game start time the game server suspends further card purchasing.
  • The game server then generates 75 numbers between 1 and 75 using the systems random number generator.
  • The game server then systematically applies the random calls to each of the player purchased bingo cards and cross checks each card with the winning pattern. With this procedure the game server has now determined the number of winning bingo cards in the deck of player purchased cards and at which call the cards have won.
  • The game server then broadcasts all of the calls to the players game clients (both Java & windows version)
  • The player's game client software recieves this information and begins calling the numbers.
  • Calls are presented to the user every ten seconds.
  • Players can then play and chat with other players knowing that in the event of any system, or telecommunications interruption their cards have been fairly entered into the game and that in each case the true game winner (or winners) will be awarded the prize.

The outline provided here shows that our game system is fair and completely random. Players are presented with random cards which they can select at random.

The 75 calls for the game are generated randomly AFTER the card sales have closed. The only factor that enters into determining a winner is the cards that players select on their own. There are no external or internal factors that assist or deter people from winning – it is purely a combination of card selection strategy and luck.

Players are always credited with wins regardless of program or network problems during a game in progress.

Finally, players should also be aware that the Government of Costa Rica licenses American Bingo to operate on the Internet. One of the operating licensing requirements is a fairness opinion, which was conducted by an independent party to ensure that American Bingo is fair and ethical. The fact that American Bingo is recognized by the Internet Gaming Commission. Being a fair, ethical and licensed to operate a American Bingo game on the Internet.

Application Development Team.

3. Definitions and Terminology Used in Our Game

  • A Player Is a person who registers to play American Bingo by filling out our registration form with the required information, correctly completed, and makes a Purchase.
  • A Purchase occurs after a Player enters the American Bingo website and Purchases Bingo card(s) from funds that has been deposited in a Players Account by the Player. When a Player elects to deposit funds into their Player Account by one of our e-commerce systems, the Purchase must be validated by American Bingo and its credit card and other agents. In the event that Purchase is subject to a charge-back, or is otherwise incomplete, the Purchase becomes void. A game Purchase is considered valid if the Players deposit of Cash funds transaction is complete. We can not offer refunds once a Purchase is made. All Purchases are made in United States currency.
  • A Card represents a set of a randomly collected numbers between 1 and 75 (inclusive) organized in 5 column, 5 row configurations. Until a Card is in play, Players have the option to change the collection of numbers by selecting a new Card. Once a Player accepts the collection of numbers for any Game, the Card becomes valid and In Play.
  • A Sheet represents one (1), two (2), three (3) or four (4) sets of a randomly generated Bingo cards. A player can elect to purchase individual cards from $0.05 to $1.00 US each!
  • A Game is a collection of purchased rows that are valid and in play.
  • A Game Variation is a specified pattern that must be matched on a Player's card in order to win a Game and receive a Prize.
  • A Call is a broadcast message from our Game server, received by your computer containing a randomly generated number between 1 and 75.
  • A Bingo Call is a broadcast message from a Player’s computer, received by the American Bingo game server identifying that Player as a holder of a Game Variation.
  • In Play will be the term used to describe any Game that has been initialized by our Game server and is receiving calls and communicating with the Game server is in play.
  • A Prize is a cash allotment that is payable to a Player (or Players if there are more than one winner) who identifies to the American Bingo Site, through a Bingo Call, a match to the Game Variation of a Player Card. Prizes are automatically deposited into a Players Winner Account.
  • The Parties: American Bingo and the Player.
  • A Player ID is username that is assigned to the player by The American Bingo Site at the time of registration, such used by the parties to uniquely identify a Player.
  • A Player Account is the account in which the Player’s use to deposit funds, use to buy into games, deposit winnings into and request payouts from. Once a Card is In Play, the Game Credit can not be returned to the Player.

4. Participation Rules

To participate in a Game a Player must be 18 years of age or older, must read and consent to all of the Participating Rules and must have authorization to use a valid credit card acceptable to American Bingo.

  • Participation will require that Players register with American Bingo by correctly completing the registration details and offering a full name, address, city, zip code or postal code, state or province, country, e-mail address and telephone number. For any subsequent participation, a Player must login with their Player ID (provided by American Bingo) and the Player password.
  • Games will be offered at approximately 2 (two) minutes after completion of a previous game. American Bingo has exclusive authority to modify the Game schedule without prior notice.
  • Any Player who wins a Prize may be transmitted a reference number which will identify a specific win. The Player is responsible for the preserving of any reference numbers provided.
  • In the event that there is a discrepancy between the Game Variation as it is recorded in American Bingo's database, and that recorded by the Player, the Calls recorded in the American Bingo game server shall be considered valid.
  • A Purchase will be void if for any reason payment is not received by American Bingo or if there is an applicable charge-back at a later date. American Bingo reserves the right to limit any Player's participation in a Game, particularly in the event that a Purchase is rendered void.
  • Prizes will be deposited into the Player’s Account.
  • The balance of a Winners Account will be mailed upon a request by the Player, to the mailing address provided at registration. A minimum payout request of $50 is required.
  • Employees of the American Bingo are prohibited from participating in a Game.
  • Players can request a Payout only under the following conditions:
    • Players can request a payout from their winnings only. The amounts cannot exceed their Player Account cash balance which must be in good standing. The American Bingo site reserves the right to withhold any such payments until all financial transactions have been settled and cleared.
    • Players can request a payout if they wish to close their Players account. Any unpaid or outstanding charges will be subtracted from their account balance in the event of charge backs.
    • Players CANNOT request a payout from deposits made to their account unless they wish to cash out and close their Player Account. Requesting payouts from their account balance derived from deposits and not wins will be deemed a cash advance from the American Bingo Site and a misuse of our online purchasing system. In such cases, The American Bingo may levy a surcharge to offset transaction and administrative costs.
    • In ALL cases, the American Bingo reserves the right to withhold any such payments until all financial transactions have been settled and cleared.
  • You are only allowed to register once. Multiple accounts are strictly forbidden and will result in your accounts being disabled. You are limited to one account per household.

5. Cost of Playing American Bingo

A player can elect to purchase individual cards from $0.05 to $1.00 US each! Players can purchase as little as 1 (one) card to participate in a game. Players can purchase up to 24 rows (4 cards for each row) to participate in a game. Players can start another American Bingo game program to play more than 24 rows of cards per game.

6. Claiming Prizes

Prizes shall be automatically deposited to our Player Account cash balance. Players can purchase games from their winnings or request a payout be mailed the address given at the time of registration. Because all American Bingo payments are authorized by our Custodian and Trustees, who administer all of American Bingo’s financial transactions, it may take up to thirty (30) days for you to receive your Prize.

Players who wish to claim their prize money must request a "payout". This can be done by visiting the Players Area and selecting the Payout Request link.

However, please make sure that the mailing information is correct when you register in order to avoid mailing delays.

7. Limits of Liability and Indemnification Statement


  • It is the responsibility of Player to ensure that they understand and comply fully in respect of any national and international laws, regulations, directives etc. applicable to the Player.
  • American Bingo cannot be held responsible for any third party claims of any kind against Players.
  • Player's agree that they are 18 years of age and have authorization and authority to use the credit card offered to the American Bingo for a Purchase.
  • American Bingo's liability with respect to any claim made by a Player shall be limited to the Prize.
  • Under no circumstances will American Bingo be liable to any costs or expenses incurred by a Player in making a claim.
  • American Bingo will not be held liable to any costs or expenses incurred by a Player for any overdrafts relating to deposits to Player Accounts made through our e-commerce systems. It is the Player's responsibility to ensure that sufficient funds are available to them before they make a deposit to their Player Accounts via our e-commerce systems.
  • American Bingo will not be held liable to any costs or expenses incurred by a Player for any overdrafts resulting from multiple deposits to a Player's Accounts made through the improper use of our e-commerce systems. Reloading a cash deposit transaction page constitutes misuse of our e-commerce system and as such, American Bingo will not be held responsible or liable for any overdraft charges or costs that they may incur as a result misuse of our e-commerce systems. American Bingo will issue a credit for any multiple billings arising from the use or misuse of our e-commerce systems.
  • American Bingo shall have the right to suspend or withdraw any participation at its absolute discretion. Personal details of all Players will remain confidential unless Players agree to their details being used for future publicity purposes.
  • American Bingo will not be liable for any loss of whatever nature arising from the cancellation of any round, including the loss, for whatever reason, of the chance to participate in the Game.
  • In particular, but without prejudice to the generality of the foregoing, American Bingo will not be liable to any person:
    - In the event of force majeure,
    - For the failure of, or damage or destruction of American Bingo's central computer system or records, or any part thereof,
    - For delays, losses, errors or omissions resulting from failure of any telecommunications or other data transmission system, for any delay resulting in non receipt of any participation for a particular round.
  • American Bingo will not be liable for any loss as a result of an act of God, an outbreak of hostilities, riot, civil disturbance, acts of terrorism, the act of any Government or authority (including refusal or revocation of any license or consent), fire, explosion, flood, hurricane, theft, malicious damage, strike, lock-out, or industrial action of any kind.
  • The Parties shall not commit nor purport to commit the other to honor any obligation other than is specifically provided for by these Participation Rules.
  • The Player accepts liability for any damages which may be caused by the misuse of his/her membership number and access-code details on Internet.
  • These Participation Rules constitute the entire Agreement and understanding between the Parties.

8. Disputes

The American Bingo wants to assure all of its players (and perspective players) that it has made every effort possible to provide you with the world's most entertaining, reliable, and more importantly yet, honest Bingo game on the Internet. It is our sincere intent to ensure that all of our players are satisfied with the quality and fairness of our games. Every effort possible has been made by The American Bingo to promptly and impartially resolve all disputes that may arise from the use of our game.

Customer satisfaction is our primary goal in providing you our Bingo game. As the operators of American Bingo, we are determined to provide you our highest level of customer service possible. Our resolve is to consistently provide you with a fair and impartial dispute mechanism in the event that a dispute occurs. The success of our business is dependent on providing you with exceptional customer satisfaction policies. Obviously, happy customers will ensure that we win new customers and that our existing players will continue to come back to enjoy American Bingo time and time again.

However, please be advised that in the event of any dispute regarding a participation or a Prize, the decision made by the American Bingo will be final and binding.

The relationship between the Parties as well as this Agreement are governed by and construed in accordance with the laws of the Government of Costa Rica.

American Bingo reserves the right to amend these Rules from time to time and vary them without prior notice.

9. Rules for eligibility for any compensation or bonus

To be eligible for chat bonus wins or any compensation, a player must be playing the current bingo game and have funded their accounts via a deposit within the last 2 weeks, unless American Bingo deems that the player has enough funds in "bank" account (not comps) to prevent them from funding. A player is entitled to receiving a maximum of 400% of chat bonuses per last deposit amount.
(For example: For a deposit of $50, a player may receive up to $200 of BB's within a two week period).
The more you deposit, the more BB's you can get!

  • American Bingo reserves the right to deny any compensation to a player if a player has not funded within 60 days of winning a bonus or compensation; or
  • has created more than one account (multiple accounts are strictly prohibited) or
  • Fraudulent activity has been identified.
  • Funding Bonuses DO NOT apply to redemption flowback.

10. General Bonus Money Rules

Always Provide Valid Information - The Player acknowledges that if any of the information that he/she provides to The American Bingo is untrue this agreement will be void, and he/she will be liable to The American Bingo for any damages and costs suffered as a result.

Bonus Abuse Will not be Tolerated: The American Bingo reserves the right to refuse or rescind the Bonus for any reason including, but not restricted to, player abuse. In case of abuse, The American Bingo reserves the right to discontinue player's membership and to prevent the player from accessing The American Bingo in the future.

The Player clearly understands that all promotions offered by The American Bingo are limited to one player per family, per address and per credit card, unless by prior agreement by The American Bingo management. You will not attempt to receive promotions more than once, by any means. The Player is allowed only one active account. Winnings will only be paid to players having ONE account. If the Player has more than one account, all winnings will be void. If a second account is created it will be closed and the bonuses and winnings may be voided.

Limited Access to The American Bingo: We reserve the right to limit the access of The American Bingo to any persons for any reason that The American Bingo deems necessary. You are automatically and without notice prohibited from playing at The American Bingo if any of the following apply to you:

- Minors and anyone under the age of 18

- Any Player with missing or inaccurate information provided to The American Bingo concerning himself/herself or his/her Account.

- Any employee, consultant, licensee, distributor, affiliate, advertiser, marketer, media partner, promoter, retailer of The American Bingo or members of the immediate families of any of the foregoing.

- Any person playing on behalf of an individual that is not allowed to play with the casino;

- Any person not abiding by the Rules of our casino

- Any individual from a jurisdiction in which gaming is unlawful. Participation in gaming and the activities at our casino is only open to persons living in jurisdictions where such participation is legal and not prohibited.

- Citizens from the following locations are prohibited from playing for real wagers at The American Bingo unless they deposit using Western Union or submit a Credit Card Agreement Form beforehand. We apologize to the customers from the countries detailed below for the inconvenience caused. The countries are: Albania, Armenia, Azerbaijan, Belarus, Byelorussia, Bosnia, Bosnia and Herzegovina, Bulgaria, Cost Rica, Croatia, Czech Republic, Estonia, Herzegovina, Hungary, Turkey, Iraq, Iran, Pakistan, Afghanistan, Myanmar, Zimbabwe, Denmark, Indonesia, Kosova, Latvia, Lithuania, Malaysia, Moldova, Montenegro, Romania, Russia, Russian Federation, Serbia, Slovakia, Slovenia, Ukraine and Yugoslavia. We reserve the right to refuse or limit any wager without prior notice.

11. Bonus Money Rules:

A Bonus Money is essentially free money, and we'll give you a lot of it! You can earn FREE Money by introducing your friends to our game, or by winning contests, or by being in chat and playing our special games. Use this free money just like cash to buy cards. You can buy cards with it and win real money that way but cannot withdraw it. Start now and earn more and more Free money!!!!

Any promotion which offers 125% or more Bonus is only for your first deposit, until and unless specified as reload/redeposit bonus specifically.

12. Free Money Rules

Periodically we have promotions that award bonus money without requiring a deposit (No Deposit Bonus). Following are the rules for such promotions. These rules apply unless otherwise specified in the associated promotion.

1. The bonus money cannot be withdrawn.

2. The winnings from the bonus money can be withdrawn if the total wagers exceed four times the bonus given.

3. Any withdrawals will first be reduced by the amount of the bonus. The remaining amount must exceed $50.

4. The maximum payout awarded for any payout resulting from Free Money wagering is $500. Winnings in excess of this amount are considered null and void.

5. Progressive jackpots AND coverall games will not be paid if won using Free Money.

6. Please refer to the Limited Access to The American Bingo under General Bonus Rules

7. Deposit bonuses are NOT FREE MONEY and maybe use to play progressive jackpots and coverall games.

13. Withdrawal Policies

We process withdrawals once a week, unless you have received an offer from us for a quicker payout. We only process one payout per player a week, any other request will be flown back into the account. The deadline to request your payout is 11:59 p.m Eastern Standard Time on Thursday evening. All eligible payouts will be processed over the weekend to be paid in its original deposit method the forthcoming Monday. We will credit back the maximum amount possible to the original deposit method and any amount over that will be sent by Neteller, Pre-Paid ATM, FedEx, check (fee applies) or . All accounts must have a correct valid contact phone number and email address listed in their account profile. Use of an invalid phone number as well as email address is grounds for forfeiture of any and all winnings.

All bonus money will be forfeit upon requesting a withdrawal; however, you may retain your bonus if you leave a real cash amount equal to the bonus amount e.g. $75 winnings $15 bonuses you may withdraw $60 and keep your bonus money.

Deposits played with no bonus will be paid with no play through requirements. Maximum amounts as specified in paragraph below apply.

You are only entitled to withdraw 10 times the amount of your last deposit, not including your bonus. Any withdraw amount in excess of this 10 times rule will be forfeited. If you receive any bonus under 200 percent you will have to play your deposit plus bonus amount a total of 5 times before you are eligible for a withdrawal. Once you have met the play through requirements you will be able to withdraw any amount of cash money you have requested in your account up to a maximum of $500.00 and $50.00 minimum, unless otherwise specified by us or if your winnings are from a progressive jackpot or a coverall. If the winnings are from a progressive jackpot or coverall you may withdraw a maximum of $2000.00 per week.

If you receive a bonus over 200 percent for your deposit, casino wagering requirements and rules apply. (See casino rules).

From time to time we will offer players different promotions that will have high bonuses, quick payouts, and no maximum cashouts. All the terms and condition will be specified to the player at the time they make their deposit.


14. Cashback Rules

  • Use of multiple account numbers or names in order to receive bonus promotions is forbidden and may result in the forfeiture of ALL bonus funds and winnings.
  • If you have a pending withdrawal or balance in your account you can not redeem cash back.
  • You MUST claim this cash back within 24 hours after the deposit date.
  • Cash back is offered on your last deposit only.
  • Redemption Flowback can not be used as deposit.

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